Restructuring and refinancing are two services banks offer to help companies manage debt. Loan restructuring changes the terms of an existing loan to ease pressure on a borrower, for example by extending the repayment period, lowering the interest rate, or allowing a temporary pause in payments. Refinancing replaces an existing loan with a new one on better terms, such as a lower rate... https://thealgebragroup.com/corporate-and-investment-banking